Solutions to find your student loan account number
B2B & Finance

4 Solutions to find your student loan account number

Many people say that “Education is worth the financial investment” and that student loans are considered as good debts. Nowadays, there are more than 45 million borrowers with a total of $1.6 trillion students in debt in the United States. On average, statistics have found that it takes around 20-years for a former student to be free of debt. However, after graduation, parents and family are often affected by this situation and will help the student repay his/her loan. But, while you’re doing your best to repay all this, there might be a time when you will need some very specific info. Indeed, what if you were simply looking for your loan account number? Let’s find out together all the information you need on this subject.

What is a student loan account number?

Federal Student Aid (FSA) is an office of the U.S. Department of Education that is responsible for providing financial assistance to American students or/and parents. Moreover, they also offer free student loan counseling, an income-driven repayment plan, and so on.

After enrolling in a federal student aid distribution program, the borrower will receive a unique student loan account number which is an official 10-digit registration number. It will be used to access student loan information and for repayment.

Please note that if you are looking for tuition financial aid, the U.S. Department of Education’s Office of Federal Student Aid is the place you want to contact. By contacting them, you will have to go through the following process:

  • Contact the school or university financial aid office for a counseling
  • Fill out the FAFSA® form and submit it for the student loan request.
  • After which, the officer will verify your documents and send you the offer.
  • If you accept the offer, your financial aid office will approve your application.
  • Then, you will receive an official letter informing you of the total loan amount, the process, and other related information.
  • 6 months after your graduation, you will have to start repaying your loan.

Where you can find the student loan account number?

Actually, your student loan account number is shown in the letter sent to you after the approval. The latter is also indicated in many related documents.

In any case, if you lost your account number or can’t find the proper documentation for it, don’t worry, searching for that number is easier than you think! Here we have listed 4 solutions to find out your student loan account number:

Looking at the student loan billing statement

Firstly, we advise you to find official billing statements that were usually sent to your house every month because you need this document in order to repay the loan.

On the billing statement, you will notice your account number evidently printed at the top center of the statement, and on the tear-off payment coupon which you can find on the right side above the due date.

Check your online account

Not only can you find this important number on your billing statement, but you can also repay your student loan through an online account. When going to your online account on, your account number will show up in your profile or your online dashboard.

Besides, the website is a very useful tool to review all information about your student loan, such as loan amount and balances, the interest rate, current loan status, and your loan servicer, etc.

In case you don’t know how to access your online account, here we have listed down for you every step to follow:

  • Open in your browser.
  • Click “Log in”
  • Enter your FSA ID (a username and password to access Federal Student Aid’s online platform)
  • Read carefully the privacy statement and click to accept all terms.
  • Select “Submit” and it’s done.

Contact customer service

After trying the 2 previous instructions, if you are still unable to find your student loan, we recommend you contact customer service directly. One borrower is under the responsibility of one loan servicer. In case you don’t know who your loan servicer is, call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243.

Before making a call, it is best to have all your personal information handy and ready such as your social security number, your address, and your date of birth.

Contact financial aid office

Last but not least, if you don’t want to spend time searching this student loan account number by yourself, you can visit the financial aid office of your college or university and ask them for help. Then, the officers will search your student account number and assist you along the way.

Bonus: Temporary Relief Option due to Covid-19

From 2020 until the present day, our society is facing serious economic problems, which affect the students as well. Therefore, the government has launched many campaigns to help people in debt or without a job. One of them is the CARES Act Higher Education Emergency Relief Fund. As a result, all student loans are suspended until the end of September 2021 without interest or penalty.

On that note, we hope our article was helpful. If you’re having any issue with tuition payments or your student loan account in general, know that you can always reach the U.S. Department of Education’s Office of the Federal Student Aid for help.

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